Savings Bond Wizard is a lightweight cross-platform utility designed to help you manage your savings and bond inventory. The user interface is clean and offers users the possibility to add a new. Savings bonds have had a long and storied history, starting with Series A-D bonds, offered during the depression to give people an incentive to save safely. The Series E bond was launched on April 30, 1941 by President Roosevelt as a way of funding World War II. Those bonds, sold as a patriotic investment, had an initial 10-year maturity. Savings Bond Wizard is an American software developed by WineHQ as a registered trademark for the US Department of Treasury, Bureau of Public Debt. It serves a as a financial data file used to manage savings bonds of the United States with many other features. Through the Savings Bond Wizard, users can calculate and track personal investments. Savings Bond Wizard (SBWizard.exe) free download, latest version 5.0.1, Savings Bond Wizard® has several features to help you keep track of your bond inventory. Importing and Exporting Inventory Files: the Wizard imports and exports inventory files created from: - The Savings Bond Calculator that are saved as.htm files.
U.S. Treasury securities are a great way to invest and save for the future. Here, you'll find overviews regarding U.S. Treasury bonds, notes, bills, TIPS, and Floating Rate Notes (FRNs), as well as U.S. Savings Bonds.
Here's what's available:
Treasury Bills
Treasury bills are short-term government securities with maturities ranging from a few days to 52 weeks. Bills are sold at a discount from their face value.
Treasury Notes
Treasury notes are government securities that are issued with maturities of 2, 3, 5, 7, and 10 years and pay interest every six months.
Treasury Bonds
Treasury bonds pay interest every six months and mature in 20 years or 30 years.
Treasury Inflation-Protected Securities (TIPS)
TIPS are marketable securities whose principal is adjusted by changes in the Consumer Price Index. TIPS pay interest every six months and are issued with maturities of 5, 10, and 30 years.
Floating Rate Notes (FRNs)
Interest payments on an FRN rise and fall based on discount rates for 13-week Treasury bills. FRNs are issued for a term of 2 years and pay interest quarterly.
Series I Savings Bonds
I savings bonds are a low-risk savings product that earn interest while protecting you from inflation. Sold at face value. Check out a comparison of TIPS and Series I Savings Bonds.
Series EE Savings Bonds
EE savings bonds are a secure savings product that pay interest based on current market rates, until they reach 30 years or until you cash them, whichever comes first. Electronic EE savings bonds are sold at face value in TreasuryDirect.
Other Securities
We no longer sell these securities, but you still may own them or have questions about them:
Treasury Securities Programs
If you are interested in electronic payroll savings, or are looking to find out more about auctions, you can also find the necessary details here:
As of January 1, 2012, paper savings bonds are no longer sold at financial institutions. This action supports Treasury’s goal to increase the number of electronic transactions with citizens and businesses.
Series EE savings bonds are low-risk savings products that pay interest until they reach 30 years or you cash them, whichever comes first. The only way to buy EE bonds is to buy them in electronic form in TreasuryDirect. We no longer issue EE bonds in paper form. As a TreasuryDirect account holder, you can purchase, manage, and redeem EE bonds directly from your web browser.
Use EE bonds to:
- Supplement retirement income
| Current rate: | 0.10% for bonds issued May 2021 – October 2021 |
| Guarantee: | Bonds we sell now will double in value if kept for 20 years |
| Minimum purchase: | $25 |
| Maximum purchase (per calendar year): | $10,000 |
| Denominations: | $25 and above, in penny increments |
| Issue method: | Electronic, in TreasuryDirect |
Rates & Terms
- Series EE bonds issued May 2005 and after earn a fixed rate of interest.
- EE bonds purchased between May 1997 and April 30, 2005, earn a variable rate of interest.
- Interest is added to an EE bond monthly and paid when you cash the bond.
- Paper bonds were sold at half the face value; i.e., you paid $25 for a $50 bond.
- Electronic bonds purchased via TreasuryDirect are sold at face value; i.e., you pay $25 for a $25 bond.
- At 20 years, a bond we sell now will be worth twice what you pay for it. If you keep the bond that long, we make a one-time adjustment then to fulfill this guarantee.
Redemption Information
Savings Bond Wizard Program
- Minimum term of ownership: 1 year
- Interest-earning period: 30 years or until you cash them, whichever comes first
- Early redemption penalties:
- Before 5 years, forfeit interest from previous 3 months
- After 5 years, no penalty
Tax Considerations
Savings Bond Wizard For Windows 10
- Savings bonds are exempt from taxation by any State or political subdivision of a State, except for estate or inheritance taxes.
- Interest earnings are subject to Federal income tax.
- Interest earnings may be excluded from Federal income tax when bonds are used to finance education (see education tax exclusions). Restrictions apply.
EE Bond-Related FAQs
- What happens if I lose my paper bond?
- Is my EE bond eligible for the Education Tax Exclusion?